Access to services specific to the queer and trans community that aren’t always included under insurance because of heteronormative and cisnormative practices that have built the current insurance systems.Full member agency over choice in care, medication, services (without interference from bureaucratic policy rules).Simple, hassle-free services delivered straight to your home (saving time and money).Medication & lab pricing, with no hidden costs, shipped straight to members’ doors.By charging up front, without insurance, FOLX is able to provide: That means paying for insurance, but paying another ~$1,644 before insurance will actually cover anything. The average deductible for 2020 was $1,644. Hear us out.įOLX costs in cash are generally less than what most people pay out of pocket for co-pays and deductibles. FOLX doesn’t accept insurance, and is a “self-pay” service. Our current healthcare system is locked into an insurance scheme that incentivizes insurance companies to skimp on care and providers to make decisions on behalf of patients based on how they get paid.
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